Being reading on a subject about Personal Money Management, on how to manage your income, how to create your own personal financial plan, etc... Then i came by to these one phrase that realy struck me.. "PAY YOURSELF FIRST..!!!" it about saving actualy..
all these while, when there is pay day, we will always calculated that we need to pay our electricity, water, ASTRO, phone, cars, rent, etc.. and then we wanted to buy this and that etc.. where in the end of the day there are nothing left for our saving.. then we though, hmm.. maybe next month we had something left for saving.. but then next month we also had the same problem.. hmm has anyone reading this had these problem.. well as for me. i am.
So now how about if we PAY OURSELF FIRST (any amount from our income, say 10%), then adjust what ever left for our bills and this and that thing.. then we will have something to saved.. do this for a year and see what happen.. you will build yourself a fortune and having a great feeling, cause you have something that might help incase there is an emergency etc.. and now you can smile all year long..
the article can be found at this site
http://www.personalmoneymgmt.com
so lets try it.. and see what happen a year from now..